If you've been turned down for a credit card and need to improve or re-establish your credit rating, choose our Secured Credit Card. You make a deposit with us in any amount from $300 to $5,000 and then you receive a credit line matching your deposit. Merchants and retailers won't know that the credit card you're using is secured, it will work just like other credit cards. There is a $35 annual fee.
You may also be interested in these accounts:
Credit Builder Loan
Our Credit Builder Loan is another way to establish or rebuild your credit rating. You borrow from $500 to $2,500 and invest it in a Carrollton Bank Certificate of Deposit. As you make timely payments on the loan, your credit score gets established or improves. When you make your last loan payment, you may withdraw the CD, plus the interest. Learn more
Basic Banking Account
This account is ideal for those who have had problems with overdraft fees in the past. You won't face these high fees, because you can't overdraw this account. It includes a free debit card that you can use for purchases and to withdraw cash without a fee at over 20,000 ATMs nationwide, plus free direct deposit, and free online and mobile banking. Learn more