Credit Builder Loans

Use our Credit Builder Loan to establish or rebuild your credit rating. You borrow $500 to $2,500, and invest it in a Carrollton Bank Certificate of Deposit. As you make timely payments on the loan, the goal is to establish or improve your credit score. When you make your last loan payment, you may withdraw the CD, plus the interest.

You may also be interested in these accounts:

Basic Banking Account

This account is ideal as a young person's first account or for those who have had problems with overdraft fees in the past. You won’t face these high fees, because you can’t overdraw this account. It includes a free ATM card that you can use for purchases and to withdraw cash without a fee at over 30,000 ATMs nationwide, plus free direct deposit, and free online and mobile banking. Learn more

Totally Free Checking

This full-featured account is our customers' favorite, because it's truly free. There's no minimum balance to avoid monthly fees and you can open the account with as little as $25. Even if you have been denied a checking account because of problems in the past, you can still qualify for our Totally Free Checking account through the Get Checking educational program. Call or come in and we'll guide you through it.

Savings Account

This is a great way to save for what's important to you. You can open the account with as little as $25.

Secured Credit Card

If you've been turned down for a credit card and need to re-build your credit rating, choose our Secured Credit Card. You make a deposit with us in any amount from $300 to $5,000 and then you receive a credit line matching your deposit. Merchants and retailers won't know that the credit card you're using is secured, it will work just like other credit cards. There is a $35 annual fee.